Bad Faith Insurance Claims: Protecting Your Rights in Ohio
Bad Faith Insurance Claims: Protecting Your Rights in Ohio
At Albenze Law Group, we understand the devastating impact a bad faith insurance claim can have. When an insurance company fails to uphold its contractual obligations – denying legitimate claims, delaying payouts, or engaging in unreasonable practices – it’s a serious breach of trust. Our experienced team specializes in navigating the complexities of Ohio’s bad faith insurance laws to fight for the compensation you deserve.
What Constitutes Bad Faith? Ohio law defines bad faith as more than simply a disagreement over a claim. It involves actions by an insurance company that demonstrate a willful disregard for the insured’s rights. This can include:
- Denying a Valid Claim: If your claim is legitimate and supported by evidence, but the insurance company refuses to pay, it may be a sign of bad faith.
- Unreasonable Delays: Excessive delays in investigating or processing a claim can be considered bad faith, particularly when the company offers no justifiable explanation.
- Failure to Investigate: Insurance companies have a duty to diligently investigate claims. Refusing to gather evidence or consult with experts can indicate a deliberate attempt to avoid paying a valid claim.
- Unjustified Coverage Restrictions: Imposing unreasonable limitations on coverage without a valid reason constitutes bad faith.
Our Approach to Bad Faith Claims:
Leveraging Years of Experience and Specialized Expertise in Ohio’s bad faith laws, Albenze Law Group takes a strategic approach to every case:
- Thorough Investigation: We meticulously investigate your claim, gathering evidence and building a strong case.
- Aggressive Negotiation: We aggressively negotiate with the insurance company, demanding fair treatment and compensation.
- Litigation (If Necessary): If negotiation fails, we are prepared to litigate your case in court, protecting your rights and maximizing your recovery.
- Personalized Approach: We understand that every case is unique, and we provide a Personalized Approach, tailoring our strategy to your specific circumstances.
Serving Cleveland, Elyria, and Ohio – Albenze Law Group is dedicated to fighting for victims of bad faith insurance practices throughout Ohio. Contact us today for a consultation.
